Explain how negatively cross borrowing affects the borrowers’ repayment and their personal well-being

Paper detalis:

The Personal Statement should detail my proposed Research area (Microfinance)

The methodology I intend to use (Please find me the most suitable one within Qualitative and Quantitative methods).

The outcomes I aim to observe (To observe how negatively cross borrowing affects the borrowers’ repayment and their personal well-being)

This Personal statement should be between 1,000-1,500 words.