Discuss whether patients and their families should be required to pay for medically unnecessary and futile care when such treatment is contrary to the prevailing standard of health care

Discuss whether patients and their families should be required to pay for medically unnecessary and futile care when such treatment is contrary to the prevailing standard of health care, and whether this determination should be made by the patient and their family, the insurance industry, the government, a patient’s medical team, or some combination thereof. Your Assignment is to be 400-500 words. Appropriate reference citations are to be included.